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Pension and Social Security Maximization

So you are fortunate enough to have a pension..but have you run the numbers on the actual options available?  In many instances there are 4-6 ways to file for your benefits. 

Many of these options can have unfortunate impacts on your spouse should you pass away early in retirement.   How do you know that you are making the right decision based on your age, health, and financial status? 

To make matters worse, Social Security has roughly 567 ways for a household to file.  What happens to your retirement if you have not properly considered how these factors will impact your spouse should your retirement stretch years or decades.  Our evaluation will help you:

  • Obtain your pension options and evaluate them based on your personal situation.
  • Develop strategies to maximize the lifetime benefits to both you, your spouse, and your beneficiaries.
  • Ensure that an income shortfall does not occur due to your untimely passing during retirement.